The world of prop trading is evolving rapidly, and Instant Funding Prop Firm are leading the charge. For traders looking to maximize earnings, profit splits and payout structures are the most critical factors when choosing a firm. The good news? Some instant funding prop firms now offer up to 90% profit splits, allowing traders to take home more of their hard-earned profits.
In this blog, we’ll explore the top instant funding prop firms in 2025 that provide the highest payouts, lowest fees, and the best withdrawal policies. Whether you’re a day trader, swing trader, or scalper, this guide will help you choose the right firm for maximum profitability.
What Makes a Prop Firm’s Payout Structure the Best?
Not all prop firms are created equal. Some offer high profit splits but impose strict payout conditions, while others allow frequent and fast withdrawals but have lower splits.
Key Factors to Consider When Evaluating Payouts:
Profit Split – Look for firms offering 80% or more in trader profits.
Payout Frequency – The best firms allow bi-weekly or even instant withdrawals.
Withdrawal Methods – More options (crypto, bank transfer, PayPal, etc.) mean easier access to funds.
Hidden Fees – Some firms charge high commissions or force traders to meet certain conditions before withdrawing.
Pro Tip: Choose a firm that lets you withdraw profits at least twice a month to keep your cash flow consistent.
Top Instant Funding Prop Firms with the Highest Payouts in 2025
Comparison of the Best Instant Funding Prop Firms
Prop Firm | Profit Split | Payout Frequency | Minimum Withdrawal | Withdrawal Method |
FTMO Instant | 90% | Bi-weekly | $50 | Crypto, Wire, PayPal |
SurgeTrader Express | 90% | Weekly | $100 | Crypto, Bank Transfer |
The Funded Trader Express | 85% | Instant | No Minimum | Crypto, PayPal |
MyForexFunds Express | 85% | Bi-weekly | $100 | Bank Transfer, PayPal |
FundedNext Instant | 80% | Weekly | $50 | Crypto, Wire |
Pro Tip: Look for firms with no minimum withdrawal limits to cash out profits as soon as possible.
FTMO Instant – The Leader in High Payouts
Best for: Traders who want maximum profit splits and bi-weekly payouts.
Key Features:
90% profit split—one of the highest in the industry.
No minimum trading days—withdraw anytime.
Multiple withdrawal methods—Crypto, Wire Transfer, PayPal.
Bi-weekly payouts for quick access to profits.
FTMO is known for its reliability and trader-friendly terms, making it a top choice for professionals.
SurgeTrader Express – Best for Weekly Payouts
Best for: Traders who want frequent access to their earnings.
Key Features:
90% profit split with no hidden conditions.
Weekly payouts—get paid every 7 days.
Scalping and EAs allowed—perfect for active traders.
Crypto and bank withdrawals available.
SurgeTrader is ideal for those who want consistent, quick access to their funds without long payout delays.
The Funded Trader Express – Instant Payouts
Best for: Traders who want their profits immediately.
Key Features:
85% profit split—slightly lower than some, but allows instant payouts.
No minimum withdrawal—withdraw profits as soon as they’re available.
Supports aggressive trading (scalping, swing, news trading).
Crypto and PayPal withdrawals for fast access.
If you hate waiting for payouts, The Funded Trader Express is a great option, allowing instant withdrawals after successful trades.
MyForexFunds Express – Best for Stability & Bi-Weekly Payouts
🔹 Best for: Traders who want consistent payouts with a stable prop firm.
Key Features:
85% profit split with no hidden fees.
Bi-weekly payouts for steady income.
Bank transfers & PayPal withdrawals.
Low minimum withdrawal ($100).
MyForexFunds is trusted by thousands of traders and is known for its smooth withdrawal process and stable conditions.
FundedNext Instant – Great for Low Minimum Withdrawals
Best for: Traders who want low minimum withdrawals & flexible terms.
Key Features:
80% profit split—lower than others but more relaxed rules.
Weekly payouts—faster access to profits.
No minimum withdrawal amount—cash out even small profits.
Crypto & Wire transfers for global access.
FundedNext is perfect for traders who don’t want to wait long payout periods and prefer flexible withdrawal terms.
How to Maximize Your Payouts from Instant Funding Prop Firms
Simply choosing a firm with a high payout split isn’t enough. To truly maximize your earnings, you need a smart approach.
Top Strategies to Increase Your Prop Firm Earnings:
Choose a firm with frequent payouts – Weekly or bi-weekly withdrawals help maintain cash flow.
Withdraw profits regularly – Don’t leave all your profits in the account; secure your earnings.
Use risk management – Keep drawdowns low to avoid losing your account.
Diversify your trading strategies – Mix scalping, swing trading, and automated strategies.
Scale your account – Many firms allow scaling, increasing your capital and earnings.
Pro Tip: Some firms offer scaling options where they double your funding after hitting profit milestones—use this to grow your account fast!
Final Thoughts: The Best Instant Funding Prop Firm for You
If you’re looking for the highest payouts and fastest withdrawals, instant funding prop firms are the way to go in 2025.
Our Top Recommendations:
Best Overall: FTMO Instant (90% profit split & bi-weekly payouts).
Best for Frequent Withdrawals: SurgeTrader Express (weekly payouts).
Best for Instant Payouts: The Funded Trader Express (withdraw anytime).
Best for Stability: MyForexFunds Express (bi-weekly payouts & strong reputation).
Best for Flexibility: FundedNext Instant (low withdrawal limits & weekly payouts).
By choosing the right instant funding prop firm, you can maximize your earnings, reduce risk, and trade stress-free with someone else’s capital.